Loan Insights & Resources

Practical guidance for homebuyers, homeowners, and real estate investors—from understanding loan options and credit to refinancing and building wealth through real estate.

Mike Hyche

Published on: 12/10/2026

VantageScore 4.0 is now an option for some eligible mortgages. Learn what changed, what lenders still consider and how homebuyers can prepare.

VantageScoremortgage options